Financial crisis, credit rationing and banking relationship of the Spanish SME

This article studies the SME banking relationship and the credit rationingin the context of the current financial crisis. In this approach thedevelopment of both concepts during the crisis is analyzed, as well asthe significance of their variations, applying the Test for Equal Means. Inthis context...

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Autor Principal: MENDIZABAL ZUBELDIA, ALAITZ
Otros Autores: LERTXUNDI LERTXUNDI, AITZIBER
Formato: info:eu-repo/semantics/article
Idioma: spa
Publicado: Pontificia Universidad Javeriana 2015
Materias:
Acceso en línea: http://revistas.javeriana.edu.co/index.php/cuadernos_admon/article/view/14913
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Sumario: This article studies the SME banking relationship and the credit rationingin the context of the current financial crisis. In this approach thedevelopment of both concepts during the crisis is analyzed, as well asthe significance of their variations, applying the Test for Equal Means. Inthis context of the crisis results show, on one hand, a significant increasein credit rationing and the number of banking relationships, and, onthe other hand, a decrease in the level of trust in banks. It is suggestedthat further studies analyze the development of the incidence of bankingrelationship on credit rationing during the crisis.