Valoración de impacto de la banca comunal como mecanismo financiero orientado al sector popular en el sur de la ciudad de Quito en el sector de Chillogallo
In our country most companies that provide jobs and help boost the economy are micro, so many financial institutions offer the service of microfinance, many of them supported by foundations or international institutions that are concerned about lower the poverty, underemployment, unemployment, and i...
| Autor Principal: | Cruz Gallo, Yesenia Gabriela |
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| Formato: | bachelorThesis |
| Idioma: | spa |
| Publicado: |
2015
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| Materias: | |
| Acceso en línea: |
http://dspace.ups.edu.ec/handle/123456789/10140 |
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| Sumario: |
In our country most companies that provide jobs and help boost the economy are micro, so many financial institutions offer the service of microfinance, many of them supported by foundations or international institutions that are concerned about lower the poverty, underemployment, unemployment, and improve living conditions, as well as education, health, housing, food.
But the problem is that microfinance focus to people who are already developing some economic activity, they already have a business, which is your guarantee apart from their property and guarantees required but community banking is primarily for people wishing to start a business and do not have any collateral.
Community banking is a very important for the development of the national economy mechanism as it helps the needy out of poverty rates, giving the opportunity to get a loan without any collateral, since the traditional banks find it impossible.
Also lending their skills and abilities and values such as respect, responsibility, self-confidence, companionship, so they can improve their living conditions and their families develop. The Village banking provides an opportunity for many women who are heads of households where they start their business with minimal savings, which also supports his family.
Village banking trains its members to that work and increase their production, trade and services, gradually improving their businesses can go with larger loans where they develop the economy and provide new jobs.
The Community Banking provides a very important service to the community in the social sphere, not only seeks its development if not also helping people start their businesses |
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