Análisis de los créditos que se otorgan a las pequeñas y medianas empresas (PYMES) del sector textil del distrito metropolitano de Quito, al año 2017.
The present investigation analyzed the types of credit that have been granted to the kidlings and medium enterprises (PYMES) of the textile sector a year 2017, to the moment in which the managers gain access to a financing source; based on the identification of quantitative factors as there are the...
| Autor Principal: | Mangia Amagua, Mayra Elizabeth |
|---|---|
| Formato: | bachelorThesis |
| Idioma: | spa |
| Publicado: |
2018
|
| Materias: | |
| Acceso en línea: |
http://dspace.ups.edu.ec/handle/123456789/15944 |
| Etiquetas: |
Agregar Etiqueta
Sin Etiquetas, Sea el primero en etiquetar este registro!
|
| Sumario: |
The present investigation analyzed the types of credit that have been granted to the kidlings and medium enterprises (PYMES) of the textile sector a year 2017, to the moment in which the managers gain access to a financing source; based on the identification of quantitative factors as there are the valuations, totals and of qualitative factors as there are the requisites to gain access on the credit and period to liquidate them, were demonstrated which there are the best credits that offer so much the private and public financial institutions
The methodology used in the investigation consisted of the application of an intentional sampling to the PYMES of the textile sector that demand credits to the public and private financial institutions, and you poll credit agents of public and private financial institutions, it allowed to know the best credit alternatives across the application of the above mentioned surveys directed to managers of these entities.
By means of the results one emphasizes that the PYMES requests bank credits to use in its capital of work and for the securing of machinery and teams of advanced technology. The 63 % of the PYMES realized credits with private financial institutions, 25 % with public financial institutions and 12 % by means of proper contribution. One has determined that the type of credit to which more they gain access is the productive credit in a term from 4 to 5 years, to an interest rate between 11,15 % to 11, 83 %, with totals up to $ 80.000, obtaining major satisfaction in the public financial institutions. |
|---|