El dinero electrónico en el Ecuador, viabilidad de su uso y aplicación en el mercado financiero
This article has the main objective to know about the electronic money in Ecuador and its viability of use and application in the financial market. In order to achieve the proposed goal, we proceed to conduct an investigation about it. The electronic money begun in 2014, with the main goal to promo...
| Autor Principal: | Sánchez Ortiz, Jenny Isabel |
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| Formato: | bachelorThesis |
| Idioma: | spa |
| Publicado: |
2018
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| Materias: | |
| Acceso en línea: |
http://dspace.ups.edu.ec/handle/123456789/15275 |
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| Sumario: |
This article has the main objective to know about the electronic money in Ecuador and its viability of use and application in the financial market.
In order to achieve the proposed goal, we proceed to conduct an investigation about it. The electronic money begun in 2014, with the main goal to promote the financial inclusion of the historical relegated sectors of the population due to the geographical location or economic situation, since then until August of 2017 it was administrated for the Banco Central del Ecuador through the electronic money system (SDE).
A digital platform “Efectivo desde mi celular”, was implemented, Ecuadorians were able to used it this system by introducing the ID number in their cell phones.
In nowadays its being administrated by the private bank system, they are creating the electronic wallet “BIMO”, up to this day we don’t have much information about it.
Other point that is important to bring to life, is the fact that the electronic money mainly was used to carry out small transactions such as to purchase food in registered grocery stores.
Its use in the financial market is feasible as it came become in any time into bills, coins or deposits at sight. |
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